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Please read and indicate your consent to the Application
Disclosure Statement below in order to proceed with the
application.
Application
Disclosure Statement
“Customer”, “You”
and “Your” means the Scotiabank Account
applicant/holder. “We”, “our”,
“us” and “Scotiabank”
means The Bank of Nova Scotia, the issuer of the account.
- You are applying to open a Scotiabank Account upon the
terms set out in this Application.
- You confirm that the information you have provided is
true and complete.
- You acknowledge that we cannot guarantee the security of
regular (unsecure) emails you send to us even if you do register
for Scotiabank Secure Email Service. You acknowledge that regular
(unsecure) email
- may not be secure, private and confidential,
- may not be reliable and may not be received by the
intended recipient promptly or at all, and
- may be subject to interception, loss and alteration.
You assume full responsibility for risks associated with
regular (unsecure) email communication and agree that we will not
be responsible or liable for any loss or damage arising from any
use of such email, including but not limited to any loss or damage
arising from the risks referred to in the preceding sentence.
You acknowledge that it is your responsibility to register
with us for free Scotiabank Secure Email Service. This will ensure
that you will be able to submit applications or other email
instructions ("Instructions") to us via secure email.
If you wish to cancel your Scotia Investment account and request a refund, your account will be closed, and your funds will be returned to your account. Any fees, exchange related and/or other remittance charges/fees arising from the refund of monies by Scotiabank in Canadian Dollars and conversion in local currency by your bank for deposit in your account are not the responsibility of Scotiabank and will be borne by you.
You authorize us to receive and act upon secure and unsecure
Instructions from you concerning Scotiabank International Account
Opening Program. We agree to carry out Instructions in accordance
with our normal procedures although we can refuse to undertake any
Instructions if we deem it appropriate for any reason to do so and
we will have no liability to you on account of such refusal. We
will take reasonable steps to inform you when we have determined
that we will not be following your Instructions. We may ask you to
give us certain information which will assist us in determining
that you are the party giving the Instructions. We will not be
liable to you if we are unable to complete your Instructions for
reasons beyond our control.
You agree to check the interest
rate of the Scotiabank Account on the day that you send your wire
payment. The Interest Rate is Scotiabank's posted rate under "Investment
Cash".
Rates are provided for information purposes only and are
subject to change at any time.
You confirm that the Scotiabank Account is being opened for
your benefit and will not be used to conduct business on behalf of
another party.
The Scotiabank StartRight program is offered by the Bank of
Nova Scotia in Canada.
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You acknowledge that you have reviewed the following
documents online through www.scotiabank.com:
The
Scotiabank Privacy Agreement
governs why and how Scotiabank collects, uses and discloses your personal information, your rights of access and rectification, and your right to withdraw your consent.
- Investment
Companion Booklet
You consent to receiving the above documents in an
electronic format at the links provided above and through this
Application only, and acknowledge that you have read and agree to
the terms and conditions set out in those documents as they apply
to you. You are responsible for printing or downloading a copy of
these documents for your records. You acknowledge and agree that
all documents relating to the application will be drawn up in
English or French.
